Using hard-to-beak and yet hard-to-forget passwords will help in all the circumstances. It is easily possible with the Expanded Password System that accepts images as well as characters.

At the root of the password headache is the cognitive phenomena called “interference of memory”, by which we cannot firmly remember more than 5 text passwords on average. What worries us is not the password, but the textual password. The textual memory is only a small part of what we remember. We could think of making use of the larger part of our memory that is less subject to interference of memory. More attention could be paid to the efforts of expanding the password system to include images, particularly KNOWN images, as well as conventional texts.

By the way, some people shout that the password is dead or should be killed dead. The password could be killed only when there is an alternative to the password. Something belonging to the password(PIN, passphrase, etc)and something dependent on the password (ID federations, 2/multi-factor, etc) cannot be the alternative to the password. Neither can be something that has to be used together with the password (biometrics, auto-login, etc). What could be killed is the text password, not the password.